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Rural Lenders for Texas counties

USDA RD Active Lender directory · 194 listings · Texas focus with 254 county guides

USDA list last updated · HMDA reference year 2023

Rural lenders help shoppers explore rural purchase financing, including USDA Guaranteed (SFHGLP) Active Lenders. Browse the public USDA Active Lender registry alongside Market Volume Insights from recently published federal mortgage registry data for all 254 Texas counties. Explore $0 down USDA Guaranteed options for qualified borrowers. Browse without sharing personal info. Private lookup. No contact forms.

Metro-fringe county guides: Grayson · Kaufman · Ellis · Montgomery · Hays · Comal · Parker · Bastrop

Learn: USDA rural housing lenders · Find a USDA lender in Texas · Rural vs conventional

AI Matchmaker

Private lookup across directory lenders by Texas county. Paid sponsors are labeled when present. Entirely data-blind: no names, emails, phones, or SSNs.

Ask about a Texas county or USDA rural purchase themes. If you share contact details, I will refuse and stay data-blind.

Do not enter name, email, phone, or SSN. For your privacy, I operate entirely data-blind. Let's focus on matching you with active lenders in your area.

  • Private lookup

    Browse lenders without sharing personal info.

  • $0 down themes

    USDA Guaranteed options for qualified borrowers.

  • Statewide coverage

    Verified Regional Financing Activity guides for all 254 Texas counties.

Who rural lenders are (and how this directory helps)

Rural lenders focus on financing homes in rural and metro-fringe communities. Many shoppers specifically need USDA Active Lenders that participate in the Guaranteed loan program (SFHGLP). Those loans can offer $0 down for qualified borrowers on eligible properties, subject to income limits, occupancy, credit, and lender overlays.

RuralLenders.com is an independent advertising directory. We compile publicly listed USDA RD Active Lenders into a browsable list, pair them with 254 Texas county guides and HMDA-based Market Volume Insights, and offer an anonymous AI Matchmaker. We do not invent per-lender USDA county volumes, we do not sell consumer leads, and we are not affiliated with USDA.

Start with the directory, jump to Texas counties, ask the Matchmaker, or read our rural lenders guides. Lenders can advertise a Featured Partner Slot.

Texas county guides

Search any Texas county or browse metro fringe clusters. Each guide shows Market Volume Insights compiled from public federal sources, plus the full USDA Active Lender directory. Confirm property eligibility on the official USDA map. Figures reflect county-wide mortgage activity, not lender-specific USDA volumes, and can lag.

Search or select among 254 Texas county guides. No personal information is collected.

Browse by metro fringe cluster

Swipe county cards within each cluster. HMDA 2023 counts are county mortgage aggregates across all lenders, not USDA lender volumes.

Showing 254 of 254 counties

DFW fringe / North Texas

18 counties

North, east, south, and west fringe counties around the Dallas-Fort Worth metro.

Houston metro fringe

14 counties

Rural edge and fringe counties around Harris and the Houston metro.

Austin metro fringe

9 counties

Central Texas fringe counties around Travis and the Austin metro.

San Antonio fringe

10 counties

South Texas fringe counties around Bexar and the San Antonio metro.

Other Texas rural

203 counties

Remaining Texas counties outside the four metro fringe clusters.

Disclaimer: Market Volume Insights show county-level mortgage activity compiled from recently published federal mortgage registry data (HMDA). They are not lender-specific USDA volumes and do not rank RuralLenders directory entries. Data can lag.

Rural lenders directory preview

First 8 USDA Active Lenders (A-Z). No paid sponsors are live right now. Open any county guide for the full directory of 194 USDA listings. USDA list last updated September 30, 2026. Source: USDA RD Active Lenders.

View full directory
  • 1st National City Mortgage

    Directory

    USDA RD Active Lender (SFHGLP). National directory listing. Confirm current participation with the lender and USDA.

    Listed on USDA Active Lenders (SFHGLP) (USDA Active Lenders directory)

    Visit website
  • 50 50 Mortgage Inc

    Directory

    USDA RD Active Lender (SFHGLP). National directory listing. Confirm current participation with the lender and USDA.

    Listed on USDA Active Lenders (SFHGLP) (USDA Active Lenders directory)

    Visit website
  • Academy Mortgage Corporation

    Directory

    USDA RD Active Lender (SFHGLP). National directory listing. Confirm current participation with the lender and USDA.

    Listed on USDA Active Lenders (SFHGLP) (USDA Active Lenders directory)

    Visit website
  • Ace Mortgage

    Directory

    USDA RD Active Lender (SFHGLP). National directory listing. Confirm current participation with the lender and USDA.

    Listed on USDA Active Lenders (SFHGLP) (USDA Active Lenders directory)

    Visit website
  • Acopia, LLC

    Directory

    USDA RD Active Lender (SFHGLP). National directory listing. Confirm current participation with the lender and USDA.

    Listed on USDA Active Lenders (SFHGLP) (USDA Active Lenders directory)

    Visit website
  • Advance Mortgage And Investment CO

    Directory

    USDA RD Active Lender (SFHGLP). National directory listing. Confirm current participation with the lender and USDA.

    Listed on USDA Active Lenders (SFHGLP) (USDA Active Lenders directory)

    Visit website
  • Alabama Home Mortgage Loans

    Directory

    USDA RD Active Lender (SFHGLP). National directory listing. Confirm current participation with the lender and USDA.

    Listed on USDA Active Lenders (SFHGLP) (USDA Active Lenders directory)

    Visit website
  • Alcova Mortgage

    Directory

    USDA RD Active Lender (SFHGLP). National directory listing. Confirm current participation with the lender and USDA.

    Listed on USDA Active Lenders (SFHGLP) (USDA Active Lenders directory)

    Visit website
LenderPlacementVolume indicatorApply / Visit

1st National City Mortgage

USDA RD Active Lender (SFHGLP). National directory listing. Confirm current participation with the lender and USDA.

Directory

Listed on USDA Active Lenders (SFHGLP)

USDA Active Lenders directory

Visit website

50 50 Mortgage Inc

USDA RD Active Lender (SFHGLP). National directory listing. Confirm current participation with the lender and USDA.

Directory

Listed on USDA Active Lenders (SFHGLP)

USDA Active Lenders directory

Visit website

Academy Mortgage Corporation

USDA RD Active Lender (SFHGLP). National directory listing. Confirm current participation with the lender and USDA.

Directory

Listed on USDA Active Lenders (SFHGLP)

USDA Active Lenders directory

Visit website

Ace Mortgage

USDA RD Active Lender (SFHGLP). National directory listing. Confirm current participation with the lender and USDA.

Directory

Listed on USDA Active Lenders (SFHGLP)

USDA Active Lenders directory

Visit website

Acopia, LLC

USDA RD Active Lender (SFHGLP). National directory listing. Confirm current participation with the lender and USDA.

Directory

Listed on USDA Active Lenders (SFHGLP)

USDA Active Lenders directory

Visit website

Advance Mortgage And Investment CO

USDA RD Active Lender (SFHGLP). National directory listing. Confirm current participation with the lender and USDA.

Directory

Listed on USDA Active Lenders (SFHGLP)

USDA Active Lenders directory

Visit website

Alabama Home Mortgage Loans

USDA RD Active Lender (SFHGLP). National directory listing. Confirm current participation with the lender and USDA.

Directory

Listed on USDA Active Lenders (SFHGLP)

USDA Active Lenders directory

Visit website

Alcova Mortgage

USDA RD Active Lender (SFHGLP). National directory listing. Confirm current participation with the lender and USDA.

Directory

Listed on USDA Active Lenders (SFHGLP)

USDA Active Lenders directory

Visit website

Crawlable USDA Active Lender names (A-Z sample)

Server-rendered sample of 60 Active Lender names from the compiled directory of 194. Open any county guide for the full table and outbound links.

Showing sample only. Open a county guide for the full USDA Active Lender directory.

Rural lenders FAQ

What are rural lenders?
Rural lenders are mortgage lenders oriented toward rural purchase financing. Here that often means USDA Active Lenders in the Guaranteed (SFHGLP) program, presented with Texas county guides. We are not a lender and not USDA.
How do I use the USDA Active Lender directory?
Use the preview above or open any county guide for all 194 compiled Active Lender rows. Confirm the property on the official USDA map, then contact lenders directly. List last updated September 30, 2026.
Does RuralLenders.com sell consumer leads?
No. Private lookup by design. No consumer lead forms for name, email, phone, or SSN. Lenders advertise via flat-rate Featured Partner slots.
What are Market Volume Insights?
County-level HMDA mortgage aggregates across lenders. Not USDA-specific volumes and not per-lender rankings. Federal data can lag.
How do lenders advertise here?
Request a Featured Partner Slot on the Advertise page. Sponsored placements are labeled and are not endorsements.